For those who are disabled to earn

25 June 2012

There are people who are living on government benefits because of their unemployed status. The cause of this unemployment can be a major accident leaving you physically disabled, retirement, etc. These benefits can be in the form of pensions, welfare security, Social Security, Supplemental Security Income, etc. This benefit amounts are generally small, hence the beneficiaries are left with no money if there is some big emergency or need of money occurs. During those time loans for people on benefits helps you.

Loans for people on benefits can be acquired in both secured and unsecured form. Secured type is long term in nature where you have to put collateral against the loan which can be home, car, stocks, etc. with Right to property. On the contrary unsecured type is collateral free and is more suitable for non-home owners or tenants. The rate of interest is higher in this form than secured considering the risk involvement of the lender. The loan amount and interest rate also depends upon various factors like collateral value (if secured), repayment ability, credit records, etc.

Loans for people on benefits are available to all those who comply with the eligibility criteria of these loans. According to that the applicant has to be 18 years or above of age. He or she must have a bank account with some savings in it and should be getting these benefits from last 6 months at least.

Loans on benefits can also be applied by people who are having poor credit issues like payment delays, defaults, bank arrears, IVAs, C.C.J’s can freely apply for these loans. Poor, low or negative history is not a problem in the process of application.

Loans for people on benefits can be easily accessed through online application. You can save your time, energy and money from this method as there is no processing charge levied in it and you can also cut down some overhead costs. Thorough research on all the available lenders and their various quotes can give you a better opportunity for cracking the best deal as comparison can be done.


People who are disabled to work and earn a regular income can relax now. Loans for people on benefits are now here to solve their problems. These loans are specially designed for such people and can be availed by non-home owners and tenants as well.

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